Terms of Use

Last updated: August 22, 2026

Welcome to One Plata (oneplata.com). By using this website, you agree to these terms. They're written to be readable — the same way everything else here is.

1. What this site is

One Plata publishes educational explanations of how money systems work in the United States. All content is provided for general informational purposes only. It is not financial, tax, legal, accounting, or investment advice, and it is not a recommendation of any financial product or service. See the Disclaimer, which is part of these terms.

2. Using the site

You may read, link to, and share this site freely for personal, non-commercial purposes. You agree not to misuse the site — for example, by attempting to disrupt it, scraping it wholesale to republish elsewhere, or presenting its content as your own.

3. Intellectual property

The articles, illustrations, diagrams, and design of this site are the property of One Plata unless otherwise noted, and are protected by copyright. You're welcome to quote brief excerpts with attribution and a link. Republishing full articles or diagrams without permission isn't allowed. To request permission, email hello@oneplata.com.

Government works linked or referenced here (statutes, agency publications) are cited as sources and belong to the public record.

4. Accuracy and change

We work hard to keep content accurate and to tie every factual claim to an official source, and we date material that changes annually. But laws, regulations, rates, and fees change — sometimes quickly — and errors are possible despite best efforts. Content may be out of date at the moment you read it. Always verify current rules with the official source linked in the article before acting on anything.

5. No professional relationship

Reading this site, or corresponding with it by email, does not create any advisor–client, accountant–client, or attorney–client relationship. Decisions about your money are yours, ideally made with a qualified professional who knows your situation.

6. Third-party links

Articles link to third-party websites — mostly official government sources. We don't control those sites and aren't responsible for their content or availability. A link is a citation, not an endorsement of everything on the linked site.

7. Limitation of liability

To the fullest extent permitted by law, One Plata and its author are not liable for any loss or damage arising from your use of this site or reliance on its content. The site is provided "as is" and "as available," without warranties of any kind, express or implied.

8. Advertising

The site may display third-party advertising. Advertisers do not influence editorial content. How advertising handles data is described in the Privacy Policy.

9. Changes to these terms

We may update these terms from time to time. The current version, with its date, will always be posted on this page. Continued use of the site after changes means you accept the updated terms.

10. Contact

Questions about these terms: hello@oneplata.com.